How It Works

Getting the funds you need is quick and easy. Here's our simple process from application to funding.

1

Submit Online Request

Fill out our quick form with your vehicle's basic info, including make, model, and year.

2

Get a Quick Quote

A lender will review your vehicle's value and contact you with a customized loan offer based on equity.

3

Verify Vehicle

Bring your car and title to a local branch or complete a remote verification if available.

4

Receive Your Funds

Once approved, get your cash via direct deposit or at a local West Valley office, often the same day.

Basic Requirements

Lien-free vehicle title in your name
Valid government-issued ID
Proof of residence in Utah
Must be 18 years or older
Verifiable income or ability to repay

What You'll Need

  • Original vehicle title
  • Government ID (Driver's license)
  • Proof of income (Paystubs or bank statements)
  • Proof of insurance
  • The vehicle for inspection

Common Uses

Emergency Medical Bills
Urgent Home Repairs
Unexpected Car Maintenance
Small Business Expenses
Avoiding Utility Shut-offs